| Gross premium |
131.170.639 |
123.713.912 |
| Net premium |
80.527.140 |
74.300.049 |
| Gross losses |
69.994.751 |
56.764.142 |
| Shareholders’ funds |
79.944.828 |
82.693.155 |
| Profit before tax |
5.480.323 |
7.827.101 |
| Net losses |
47.872.963 |
41.177.234 |
| Gross technical provisions |
166.335.963 |
163.462.462 |
| Net technical provisions |
114.377.365 |
107.757.024 |
| Number of employees |
50 |
46 |
| |
|
|
| Retention ratio |
61,4% |
60,1% |
| Net technical provisions as % of net premium |
142,0% |
145,0% |
| Net loss ratio |
66,9% |
63,6% |
| Expense ratio |
29,3% |
30,6% |
| Combined ratio |
96,2% |
94,2% |
| Operating expenses as % of gross premium |
2,87% |
2,88% |
| Return on equity (in %) |
5,6% |
7,7% |
