| Gross premium |
157.582.324 |
131.170.639 |
| Net premium |
100.506.922 |
80.527.140 |
| Gross losses |
73.805.192 |
69.994.751 |
| Shareholders’ funds |
83.135.427 |
79.944.828 |
| Profit before tax |
6.005.337 |
5.480.323 |
| Net losses |
56.668.412 |
47.872.963 |
| Gross technical provisions |
173.388.974 |
166.335.963 |
| Net technical provisions |
122.838.090 |
114.377.365 |
| Number of employees |
52 |
50 |
| |
|
|
| Retention ratio |
63,8% |
61,4% |
| Net technical provisions as % of net premium |
122,2% |
142,0% |
| Net loss ratio |
64,2% |
66,9% |
| Expense ratio |
33,0% |
29,3% |
| Combined ratio |
97,2% |
96,2% |
| Operating expenses as % of gross premium |
2,51% |
2,87% |
| Return on equity (in %) |
6,0% |
5,6% |
