| Gross premium |
120.167.238 |
114.027.127 |
| Net premium |
67.765.398 |
60.655.081 |
| Gross losses |
61.837.383 |
71.020.173 |
| Shareholders’ funds |
36.039.555 |
31.370.343 |
| Profit before tax |
7.513.083 |
9.040.292 |
| Net losses |
34.990.348 |
36.183.566 |
| Gross technical provisions |
103.335.061 |
91.103.518 |
| Net technical provisions |
74.488.631 |
64.729.697 |
| Number of employees |
38 |
38 |
| |
|
|
| Retention ratio |
56,4% |
53,2% |
| Net technical provisions as % of net premium |
110% |
107% |
| Net loss ratio |
65,9% |
65,8% |
| Expense ratio |
28,9% |
25,2% |
| Combined ratio |
94,8% |
91% |
| Operating expenses as % of gross premium |
2,6% |
2,6% |
| Return on equity (in %) |
17,8% |
26.9% |
